creditcardbufferlimit

Credit card buffer limit

Your buffer limit allows your transactions to go through even if you are slightly over your credit limit

How does it help?

All Emirates NBD credit cards, except for Corporate and DMCC Cards, come with buffer limits, so that your transactions can be completed even if you go slightly over your credit limit.

Buffer limits on our cards

Credit Card

Buffer limit

Business Credit Card

Business Rewards Credit Card

Webshopper Credit Card

3%

Mastercard Titanium

Go4it Gold

Manchester United

10%

Visa Platinum

Mastercard Platinum

Visa Flexi

Visa Infinite

Diners Club

LuLu 247 Mastercard Platinum

Lulu 247 Mastercard Titanium

Go4It Platinum

dnata Platinum

Skywards Infinite

Skywards Signature

U by Emaar Family

U by Emaar Signature

U by Emaar Infinite

dnata World Mastercard

Etihad Guest Visa Elevate

Etihad Guest Visa Inspire

Marriott Bonvoy World

Marriott Bonvoy World Elite

noon ONE

Darna Visa Select

Darna Visa Signature

Darna Visa Infinite

SHARE Visa Platinum

SHARE Visa Signature

SHARE Visa Infinite

15%

Fees & charges

If you utilise the buffer limit, an Overlimit Fee of AED 292.50 per month (inclusive of VAT) applies.

You can utilise your buffer limit only once per billing cycle.

FAQs

A buffer limit helps card holders to complete transactions that are slightly above their credit limit.

You are allowed one Overlimit Fee per billing cycle.

You can bring your card back within limit by making a payment via Mobile Banking, Online Banking, Branches, ATMs or Cash Deposit Machines.

Yes, the additional limit will be applicable on both retail and cash limits.

No, you can’t deactivate the buffer limit.